When it comes to personal finance, there is a lot of contradictory advice flying around. Today, I’m going to explain why you should save for retirement while you pay off debt. Don’t wait until you’re debt free to start – especially if you’re aiming for financial independence! Why You Need To Save for Retirement NOW The idea that you should…
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Using An Anti-Budget to Manage Money
Once you start getting serious about managing your money, you may think to yourself, “Wow, I should really make a budget.” And for most people, that’s a great starting place! But just like diets, sticking with a budget can be really hard…and really boring. So what’s the solution? May I suggest: the anti-budget! For the vast majority of the time,…
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Why I Pursue Financial Independence
The idea of “financial independence” (FI) and “retiring early” (FIRE) have become incredibly popular in recent years. This post will introduce you to these concepts and the general ways people pursue them. I also share my own journey and reasons I believe in the FI movement. By the end of this post, I hope you feel inspired to take the…
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My #1 Life Hack for Eating More Vegetables
There’s a popular phrase in the financial independence circles I run in: “it’s all FI-related.” FI, of course, meaning financial independence. Today, I thought I’d share how we’re applying the Pareto Principle (also know as the 80/20 rule) to eating more vegetables in our house. By using this one life hack for eating more vegetables, I’m able to devote more…
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The #1 Financial Independence Tool: Your Savings Rate
In order to achieve financial independence, one of the key numbers to pay attention to is your savings rate. By increasing it by just 5-10 percentage points, you could shave off years from your working career! Interested in learning more? Read on! In this post, we’ll go over the following: What a savings rate is How to increase it What…
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