Building Your Net Worth and Self-Worth
If someone asked you why you should have an emergency fund, you might say it’s in case you’re suddenly laid off, or you drop your phone in a puddle of water, or your trusty but old car finally breaks down. And you would be right! In fact, a few months ago my toddler dumped black …
The Real Reason You Should Have An Emergency Fund Read More »
Let’s cut to the chase: the holiday season is an excellent excuse to spend a lot of money. And while your holiday celebrations this year may look very different from years past, you might still be buying holiday presents for loved ones. So before you start (or continue) your buying frenzy, read on for some …
Save Money on Presents With These Practical Tips Read More »
The older I get, the more I realize that I don’t actually know how to do things that I thought I knew how to do. Can you relate? There always seems to be something that your friends or family members are doing, so it must be pretty easy…right? Well, this past month I learned that …
How to Use Municipal Bonds for Emergency Savings (Plus: How to Bake Crescent Rolls) Read More »
In an ideal world, none of us would have to look up “how to pay for college” because it would be affordable for everyone! But until the puppet masters of higher education solve that problem, there are many concrete ways you can pay for college and avoid taking out student loans for yourself or others. …
If you currently have or have ever had student loans, raise your hand. *pause* If you raised your hand (like I did!) then you’re in good company. Almost 70% of today’s college students take out some form of student loans. Given the enormity of the problem, this is a definitely a topic of popular interest! …
When it comes to personal finance, there is a lot of contradictory advice flying around. Today, I’m going to explain why you should save for retirement while you pay off debt. Don’t wait until you’re debt free to start – especially if you’re aiming for financial independence! Why You Need To Save for Retirement NOW …
Once you start getting serious about managing your money, you may think to yourself, “Wow, I should really make a budget.” And for most people, that’s a great starting place! But just like diets, sticking with a budget can be really hard…and really boring. So what’s the solution? May I suggest: the anti-budget! For the …
The idea of “financial independence” (FI) and “retiring early” (FIRE) have become incredibly popular in recent years. This post will introduce you to these concepts and the general ways people pursue them. I also share my own journey and reasons I believe in the FI movement. By the end of this post, I hope you …
There’s a popular phrase in the financial independence circles I run in: “it’s all FI-related.” FI, of course, meaning financial independence. Today, I thought I’d share how we’re applying the Pareto Principle (also know as the 80/20 rule) to eating more vegetables in our house. By using this one life hack for eating more vegetables, …
In order to achieve financial independence, one of the key numbers to pay attention to is your savings rate. By increasing it by just 5-10 percentage points, you could shave off years from your working career! Interested in learning more? Read on! In this post, we’ll go over the following: What a savings rate is …